Insurance for your employees
If you are looking to arrange group coverage for your employees, Herald Insurance Brokers has negotiated special schemes with insurers to cover virtually all eventualities.
The extent of cover varies from company to company but it can be simplified as follows:
- Inpatient - covers hospitalisation and associated costs
- Inpatient and Outpatient - also covers specialist consultations
- Inpatient/Outpatient and family doctor - also covers the costs of doctors/GP consultations
- Extra Cover - most insurers will allow coverage to be extended for other items such as dental, optical, evacuation etc.
Many of our corporate clients prefer different levels of cover for different grades of staff. We can arrange this.
The choice is extensive, both in terms of the extent and type of cover, but also the quality of the insurance provider.
The latter is important - ultimately you will be buying health insurance so that your employees can be reimbursed for medical
expenses you have covered them for. There is little point buying cover from a company that has limited financial strength. Herald
Insurance can advise on this important point.
Whilst the "brand names" all have excellent products, there are a large number of less well known names but who have
excellent financial credentials. It is our role to keep abreast of all the providers in this changing market.
Even if your company is relatively small, you will want the administration to be kept to a minimum. Whilst the benefits and overall price are clearly key issues in the selection of an insurance provider, we strongly believe that quality of administration is essential. The last thing you will want is for your employees to be complaining to you about service. As we deal with all the insurers, we can advise on the best service provider.
This depends on a number of key factors, such as employee's age, their location, extent of cover, whether dependants are also
covered etc. Contact us for a quote.
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